Interested in CLT homeownership? Complete an eligibility form now to get started!

No credit check! Checking your eligibility for our programs does not require your social security number or any inquiry on your credit.

Check your eligibility now!

What happens next? Check your email!

If you are eligible, you’ll receive an email with a link to sign up for  a CLT 101 session, where you will meet with our team and lending partners to talk more about your readiness to buy a home and learn about shared equity homeownership. You must attend a CLT 101 before completing the full application.

If you are not eligible, we’ll share low/no cost resources to help you prepare for homeownership and work on budgeting, building credit, etc.

If you’re uncertain about eligibility, experience issues with the form, or have any other questions, please email intake@cityofbridgesclt.org.

WHAT'S THE PATH TO CLT HOMEOWNERSHIP?

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Our candidates must attend a CLT 101 orientation to learn about the benefits of the Community Land Trust (CLT) model and determine their eligibility for our programs.

CLT 101s are held monthly in-person. Our team will invite you if you meet eligibility requirements or click the link to sign up if you’re ready to learn about the CLT model before determining your eligibility or just want to start to see how it works! 

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After attending a CLT 101 orientation to learn about how our program works, we’ll share a link with you to apply online.

You can also or receive a link to apply via email, pick up a copy in person, or we can mail an application form to your current address!

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You’ll need to collect and begin submitting your application documents including your mortgage prequalification letter from one of our partners, employment verification, previous 2 yrs. tax returns + W2s, 1 month of past paystubs, and HUD Certified Homebuyer Education Certificate.

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CBCLT and our lending partners at First Commonwealth and WesBanco will guide you through the mortgage process!

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CBCLT homebuyers must meet with an attorney to review and understand our ground lease prior to closing.

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Being a part of a Community Land Trust means support in refinance or resale, guidance during tax assessment and appeal, connection to resources during ownership, and so much more!