Accepting applications now!

Click the apply now button, call Julia at (412) 621-1616 x 103, or email julia@cityofbridgesclt.org.

Community Land Trusts create affordable housing while still allowing low-to-moderate income residents to build equity as homeowner.

70% of CLT homeowners go on to purchase a home at market value. 

79% of CLT homeowners are first time homeowners. 

Today, there are over 225 community land trusts across the United States.


Individuals and families under 80% of area median income, who are prequalified for a mortgage loan and ready to buy a house.

Area Median Income (AMI for short) is a figure that is updated annually by the Department of Housing and Urban Development and it is indexed by family size. The Pittsburgh Area’s Area Median Income includes all of Allegheny, Butler, Beaver, Westmoreland, Washington, and Fayette Counties. The chart below shows exactly what AMI is for our area in 2019.

Household Size
1
2 3 4 5
50% AMI $28,000 $32,000 $36,000 $39,950 $43,150
80% AMI $44,750 $51,150 $57,550 $63,900 $69,050
100% AMI $55,950 $63,950 $71,950 $79,900 $82,300

No, there is no credit score needed to qualify for the program. However, interested homebuyers must prequalify for a mortgage in order to apply.

Yes. Interior and exterior modifications are allowed. CLT homeowners own their homes and can do most of what a conventional homeowner can do, with the stipulation that they must report structural changes to the CLT.

The CLT acquires vacant or abandoned property through the City of Pittsburgh’s property reserve and treasurer’s sale. The CLT has also received in-kind gifts, and the organization has purchased properties to renovate.

CLTs exist in 45 states throughout the U.S. Nationwide data shows that 70% of CLT homebuyers go on to buy a market rate home for their next home, and CLT homebuyers default on their mortgages about 10 times less frequently than market rate buyers.

Yes. The ground lease allows the homes to be fully inheritable. Income restrictions don’t apply to inheritors, but the person who inherits the house is still bound to the maximum sale price stipulated by the ground lease.

If you’d like to begin an application, fill out the form here and indicate that you are interested in purchasing a CLT home.